top of page

How a Reverse Mortgage Helps Canadians 55+ Support the People and Dreams They Love



Retirement should be a time of comfort, confidence, and control—not financial stress. At Full Service Mortgage Group, we help Canadians aged 55 and better unlock the equity in their homes through flexible solutions from multiple reverse mortgage lenders.

Whether your goals are practical—like paying off debts—or more aspirational—like travelling, renovating, or simply increasing monthly cash flow—a reverse mortgage offers a secure, tax-free way to enhance your retirement lifestyle.


Why Consider a Reverse Mortgage?

A reverse mortgage is designed specifically for homeowners 55 and older, allowing you to access up to 55% of your home’s appraised value in tax-free funds. The best part? You continue to own and live in your home, with no monthly mortgage payments required.


Key Benefits:

  • Access up to 55% of your home’s value as tax-free cash

  • No monthly mortgage payments

  • Government benefits (like OAS and GIS) are unaffected

  • Preserve your investment and savings portfolio

  • Increase cash flow for daily living or larger expenses

  • Funds can be used however you choose


Whether you want to boost your financial flexibility, take pressure off your retirement income, or plan for future needs, a reverse mortgage gives you more options—without giving up your home.


Let’s Explore Your Options


At Full Service Mortgage Group, we work with multiple reverse mortgage lenders to ensure our clients have access to the most suitable products available.

If you're 55+ and want to explore how a reverse mortgage can help you live more comfortably while maintaining ownership of your home, contact us today. We’re here to guide you through your options with clarity and care.



We have had a day to digest the interest rate hike from the Bank of Canada (BoC) announcement. Unfortunately, the messaging from the BoC was not clear for Canadians to understand. They said that this increase is potentially a "pause", unless the data says otherwise, in which case, rates will continue to rise.


After claiming “interest rates are very low and they're going to continue to keep rates low for a long time”, the communication was vague and noncommital.


Historically, when rates fall, home prices rise. This could be a signal that we are nearing the end of rate increases.


We're happy to discuss what we're seeing and ways that we can help.


Call us today to find out more.

bottom of page